March 13, 2020

With global attention on the COVID-19 outbreak, each day brings more uncertainty for businesses and our communities. We are continuing to monitor the developments on the outbreak and are taking the appropriate steps — consistent with CDC and WHO recommendations — to support the ongoing health and safety of our employees, their families, our customers, and the surrounding communities.

As such, we wanted to inform you that effective Monday, March 16, we have implemented our business continuity plan.  P&J employees are encouraged to work from home on a full-time basis until further notice. This action is part of our standard business continuity plan to ensure continuous operation of critical systems and functions for our customers and partners.

We are also limiting employee travel, in-person meetings and visitation to our office.  We apologize for any inconvenience but are confident in our ability to continue to deliver exceptional service via conference calls.

We do not anticipate any service interruptions and will continue to provide you with the support you have come to expect and appreciate.

Any future updates will be posted on our website: www.pjins.com

Sincerely,

James L. Bailey, CPA, CPCU

President